occupational accident

Truck driver preparing his truck

Responsive and reliable, midlands is your number one option in the Occupational Accident space.  Offered through A.M. Best A rated carrier, this program protects owner/operators, contractors and/or the motor carrier.  With more than 35 years combined experience among underwriters, we have the ability to assist in the design of a program to meet the needs of the motor carrier and their independent contractors or owner/operators. Our expertise allows for the ability to tie an Occupational Accident program to a motor carrier’s Workers’ Comp program to offer seamless coverage.


  • Medical expenses
  • Accident disability income coverage – temporary total disability and continuous total disability
  • Accidental death
  • Accidental dismemberment
  • Paralysis coverage
  • 24-hour non-occupational accident coverage
  • Hernia and hemorrhoid


  • Contingent liability
  • Advance payments endorsement
  • Occupational disease
  • Cumulative trauma
  • Pre-existing conditions coverage
  • Commute
  • Seat belt and air bag
  • Additional non-occupational coverage


  • Zero deductible
  • Easy and efficient administration
  • Low monthly rates
  • Easy binding process
  • Program services included


  • Trucking Owner/Operator
  • Trucking Contract Driver
  • Couriers
  • Fifth-Wheel Drivers
  • Cable Installers
  • Other Classes Considered


Email the following to submit@midman.com:


Jack Coleman
(972) 588-2009