garage liability

People at mechanic with car

Success in this market is all about partnering with the right broker. Your preferred partner for Garage Liability, Garage Keepers and/or Dealer’s Open Lot is Midlands where you have direct access to a skilled and responsive underwriting team with decades of combined experience. Partner with us for expert assistance tailoring coverages for the, complex needs of your client’s unique risk.

COVERAGES

  • Garage keepers
  • Garage liability
  • Dealers open lot
  • Building and personal property
  • Business income and extra expense
  • Medical payments
  • Physical damage

HIGHLIGHTS

  • Liability limits up to $1,000,000 each acc. with $3,000,000 aggregate
  • Limit of $2,000,000 available for the TIV of garage keepers and/or dealers’ physical damage
  • Appetite: service/repair shops and licensed dealers
  • Multiple endorsements and coverage options available for risk customization

CHARACTERISTICS OF TARGET RISKS

  • Favorable legal venue
  • Several years in business; or new venture with prior experience
  • Informative website
  • Mature drivers whose MVRs are free of frequent and severe incidents
  • Favorable loss history
  • Manageable weather risk

CLASSES

Auto Dealerships • Golf Cart Sales & Service • ATV Sales & Service • Contractors Equipment Service • Forklift Repair • Air Bag Installation, Service & Replacement • Breathalyzer Ignition Sales & Service • Scooter/ Moped/Segway Sales & Service • Suspension/Lift Kits • Roadside Assistance Service • Auto Parts Sales with Installation • Auto Glass Installation • Transmission Shops • Trailer Hitch Installation & Repair • Emergency Vehicle Service • Mobile Auto Repair

SUBMISSIONS

Email the following to submit@midman.com:

UNDERWRITER

Jennie Reed
(972) 588-2007
jreed@midman.com