excess/umbrella

Business man defending light beams with umbrella concept on background

Catastrophe is reality.  This is why some clients require business liability protection over and above scheduled underlying coverages.  Midlands offers a robust suite of Umbrella and Excess products for a broad range of commercial customers.  From single location light hazard risks to large scale manufacturers, our responsive and experienced Underwriters can custom tailor an Umbrella/Excess policy for you.

HIGHLIGHTS

  • In-house admitted market, available through an A.M. Best AXV rated carrier
  • $25,000,000 limits available over general liability, commercial automobile, employers’ liability and liquor liability
  • General liability: $1,000,000 / $2,000,000
  • Automobile liability: $1,000,000
  • Employers’ liability: $1,000,000
  • Non-admitted markets available with limits up to $15,000,000
  • Competitive pricing and commissions
  • Risk Management program available
  • Direct access to skilled and responsive underwriting team with decades of experience

CLASSES

Commercial Construction • Residential Construction • General Contractors • Artisan/Trade Contractors • Sub-Contractors • Manufacturing • Processing • Wholesale • Retail • Service • Financial Institutions • Technology • Environmental • Commercial Real Estate • Habitation Real Estate • Hotels • Motels • Restaurants • Municipalities • Law Enforcement • School Districts • School Board Legal

SUBMISSIONS

UNDERWRITER

Jennie Reed
(972) 588-2007
jreed@midman.com

Lori Covey
(972) 588-2073
lcovey@midman.com