commercial auto

Female Baker Delivering Bread Standing In Front Of Van

Everyone knows someone who owns and/or operates a small business; correspondingly, the commercial auto insurance space is one of great opportunity. Seize your piece of this more than $30 billion dollar pie today. For risks of any size and scope, from the long-established to start-ups, we have the minimum state-mandated coverage for your price-conscious clients as well as optional coverage endorsements for custom-tailored policies.

COVERAGES

  • Liability
  • Medical payments or personal injury protection
  • Collision and comprehensive
  • Uninsured & underinsured motorist coverage
  • Unlimited additional insureds
  • Cargo
  • Inland marine
  • General liability & property
  • Endorsements for hired & non-owned liability, permanently attached equipment and more!
  • New coverages: any auto, owned auto, drive other car, motor truck cargo and tools

HIGHLIGHTS

  • Can write foreign driver’s license and IDs
  • Limits from $300,000 to $1,000,000 CSL
  • Personal autos used for business allowed
  • Multiple discounts: new business, in-agency transfer, paid-in-full, paperless and more
  • State filings and SR-22 filings
  • Flexible pay options
  • 6 and 12-month policy terms
  • Over 600 classes of business available
  • $1,000 of custom equipment coverage included on personal auto types
  • Mileage radius up to 800 miles

CLASSES

Trailers • Passenger Autos • Pickups • SUVs • Step Vans • Flatbeds with Lifts • Flatbeds with Cranes • Catering Trucks • Stake Body Trucks • Tow Trucks • Car Carriers • Dump Trucks • Tank Trucks • Boom Trucks • Straight Trucks • Refrigerated Trucks • Flatbed Trucks

SUBMISSIONS

For Trucking Risks, please see the Transportation page. For all other Commercial Auto risks, email the following to submit@midman.com:

  1. Completed Midlands Commercial Auto Application
  2. Correct and detailed description of operations
  3. 3 years of currently valued loss runs
  4. Current and complete drivers list

UNDERWRITER

Morgin Freeman
(972) 588-2047
mfreeman@midman.com