business owners policy (BOP)

Beautiful young grinning professional Black woman in office with eyeglasses folded arms and confident expression as other workers hold a meeting in background

Protecting the American dream is our specialty.  The Midlands Business Owners Policy (BOP) combines various coverages into one convenient package.  From accountants and chiropractors to retail and wholesale, our BOP safe guards your clients’ livelihood.

HIGHLIGHTS

  • Coverage includes liability and property
  • Additional coverages available: EPL, Workers Compensation
  • Customizable insurance solution
  • Low minimum premiums
  • Flexible payment options
  • Competitive commissions
  • 10% discount when BOP and Workers Compensation bound (single-billed)
  • Ineligible risks: 24-hour operations, car washes, auto service/repairs, bars, lawyers, real estate agents, veterinarians, dry cleaners, nail salons
  • New class codes continuously added
  • BOP not available in LA, MS, FL, GA, VA, MD

CLASSES

Retail • Carpet Cleaning • Fence Installation • Bakery • Electrician • Healthcare • Convenience Store • Barber Shop • Cafe • Clerical • Carpentry • Grocery • Sandwich Shop • Landscaping • Ice Cream/Yogurt Shop • Restaurant • Dentist • Bicycle Shop • Florist • Optometrist • Accountant • Hair Salon • Wholesale • Distribution • Chiropractors • Candy Store • Consulting Firm • Photographers • Doctors • Title Agents • Tailor • Shoe Repair • Physical Therapist • Book Store • Insurance Agents • Orthodontists • Beauty Supply • Interior Decorators • Jewelry Repair • Engravers

SUBMISSIONS

UNDERWRITER

Morgin Freeman
(972) 588-2047
mfreeman@midman.com