Products



Become a Midlands Producer

EVERYONE LIKES TO BE ON A WINNING TEAM. For 25 years MIDLANDS has been a symbol of strength and stability in the insurance industry. Backed by a guarantee of integrity, fairness, respect and ethics beyond reproach, you and your clients will enjoy the peace of mind that doing business with MIDLANDS affords.

Click on the image (left) for instructions on joining our team.

To download the applications, click here.

Email completed application to: appointment@midman.com

For additional information, contact us at 800.800.4007 | marketing@midman.com

ACORD Forms

Click here for access to ACORD forms.

For assistance, email appointment@midman.com.

Click on the image (left) for submission guidelines.

New! Wage & Hour Insurance

WAGE & HOUR SUITS ARE ON THE RISE. From 2000 to 2015 wage and hour suits filed increased by 450%. Federal and state guidelines concerning the proper classification and payroll compensation of a workforce are dynamic and complex. Further, D&O and EPLI policies do not typically cover wage and hour or FLSA claims. Bridging the gap left over by other employers' coverages, Midlands Wage & Hour Insurance provides financial protection for your clients from staggering defense costs, settlements or judgments.

Click on the image (left) to download the product information sheet.

Click here to download the application.

Email completed applications to: submit@midman.com

For additional information, contact us at 800.800.4007 | marketing@midman.com

New! Commercial Package Policy (CPP)

PROTECTING THE AMERICAN DREAM is our specialty. Midlands provides tailored and comprehensive insurance solutions for small and mid-sized businesses. This flexible option allows your clients to mix and match coverages for a policy that meets their unique needs. Let our expert underwriting team go to work for you today.

Click on the image (left) to download the product information sheet.

Email completed applications to: submit@midman.com

For additional information, contact us at 800.800.4007 | marketing@midman.com

New! Business Owner's Policy (BOP)

PROTECTING THE AMERICAN DREAM is our specialty. The Midlands business owners policy (BOP) combines various coverages into one convenient package. From accountants and chiropractors to retail and wholesale, our BOP safe guards your clients' livelihood.

Click on the image (left) to download the product information sheet.

Email completed applications to: submit@midman.com

For additional information, contact us at 800.800.4007 | marketing@midman.com

New! Sexual Misconduct & Molestation Liability

BAD THINGS CAN HAPPEN TO GOOD ORGANIZATIONS. Slips, falls, and other common accidents are only a small portion of the exposures organizations face daily. For those potentially more serious exposures your clients need sexual misconduct & molestation liability insurance. Consider the broadest available on the market, this policy offers financial protection, response services and risk management for organizations against the cost of defense and liability in responding to actual or alleged acts of sexual misconduct and molestation, as well as negligent hiring and supervision.

Click on the image (left) to download the product information sheet.

Click here to download the application.

Email completed applications to: submit@midman.com

For additional information, contact us at 800.800.4007 | marketing@midman.com

Builder's Risk

MIDLANDS IS A LEADING BROKER in the construction industry. We offer a variety of coverages including builders’ or remodelers’ risk for residential and commercial projects. Our team of professionals has decades of combined experience in the construction industry, understand the technical and operational aspects of a diverse array of construction projects, and can write projects of virtually any size and scope.

Click on the image to download the product information sheet.

Email completed applications to: submit@midman.com

For additional information, contact us at 800.800.4007 | marketing@midman.com

Commercial Auto

A high degree of industry expertise is the Midlands difference. Your partner in all things auto, let us help you navigate the wide range of products and services available to your clients. From the long-established to start-ups, we have the minimum state-mandated coverage for your price-conscious clients as well as optional coverage endorsements for custom-tailored policies. Place your next transportation risk with Midlands for comprehensive, customized and competitively priced coverages that will exceed expectations.

Click on the images (left) to download product information sheets.

Click below to download the applications:

Email completed applications to: submit@midman.com

For additional information, contact us at 800.800.4007 | marketing@midman.com

Commercial Property

WHEN YOU CHOOSE MIDLANDS for your clients’ commercial property needs, you choose insurance with customizable coverage options, claims reliability and broad coverage. You choose competitive rates for your clients and competitive commissions for you. With the assistance of a team of underwriters with decades of combined experience we make writing commercial property easy. Place your next commercial property risk with us to find out why we’re a favorite among agents and an industry leader.

Browse programs by clicking the arrows, left. Download product information sheets by clicking on the image.

Click below to download applications

For earthquake in Oklahoma County please submit application for quoting.

Click here for the MIDLANDS Clarifying Notice as required by the Oklahoma Insurance Department.

Earthquake products available in Oklahoma, Texas, Kansas, New Mexico and Louisiana only.

Email completed applications to: submit@midman.com

For additional information, contact us at: 800.800.4007 | marketing@midman.com

Contractors

MIDLANDS IS A PREMIER PROVIDER of property and casualty products and risk management services for artisan contractors, general contractors and construction companies. Our relationships with the world's best carriers ensures you get the support you need and the coverages your clients need.

Browse contractor programs by clicking the arrows (left). Download product information sheets by clicking on the image.

Email completed applications to: submit@midman.com

For additional information, contact us at 800.800.4007 | marketing@midman.com

Cyber

THE QUESTION IS WHEN, NOT IF your client's business will suffer a cyber breach. Cyber crime does not discriminate. It has permeated every industry segment, every size of business at all levels of revenue in both private and public sectors. And a cyber breach can significantly impact the bottom-line and your client's reputation. Partner with MIDLANDS to protect your client's business assets when a breach happens.

Click on the image (left), to download the product information sheet.

Click here for an online quick indication.

Email completed application to: submit@midman.com.

For additional information, contact us at:800.800.4007 | marketing@midman.com

Draft Protection Insurance

WE'RE IN THE BUSINESS OF PROTECTING DREAMS. For an amateur athlete with the potential to play professionally, there is a lot on the line. With Draft Protection Insurance, a pre-draft athlete can protect against his/her loss of future earnings due to a career ending injury or illness. Team up with MIDLANDS to exceed your extraordinary, high-value clients’ expectations.

Click on the image (left), to download the product information sheet.

No applications! Simply email the player’s name, position and school to submit@midman.com

For additional information, contact us at:800.800.4007 | marketing@midman.com

Earthquake

MIDLANDS IS PROUD TO BE ONE OF THE FIRST to offer an affordable comprehensive Earthquake policy that doesn’t leave the residential or business owner wondering if they are covered, regardless, if the event is caused by man-made or natural earth movement.

Browse earthquake programs by clicking the arrows, left. Download product information sheets by clicking on the image.

Run your own instant quote now:

Click below to download applications:

For Oklahoma County please submit application for quoting.

Click here for the MIDLANDS Clarifying Notice as required by the Oklahoma Insurance Department.

Earthquake products available in Oklahoma, Texas, Kansas, New Mexico and Louisiana only.

Employment Practices Liability

YOU DON'T HAVE TO BE WRONG TO BE SUED. Employers, regardless of size and nature of business, face a variety of employment practice exposures. Claims may arise from purported wrongful termination, harassment, discrimination, retaliation, the failure to employ or promote employees, and other such allegations. This Employment Practices Liability policy is for the retail, manufacturing, and technology industries as well as for businesses that are harder to place like contractors, hotels, restaurants, and auto dealers. Coverage is available for both private and public companies.

Click on the image (left) to download the product information sheet.

Email completed application to: submit@midman.com.

For additional information, contact us at: 800.800.4007 | marketing@midman.com

*Depending upon class of risk, the underwriter may require a supplemental application. 

Excess Employer's Liability

YOU DON'T HAVE TO BE WRONG TO BE SUED. Catastrophic lawsuits and other liability losses can threaten the future and viability of your client's businesses. In many cases, primary policies such as Worker's Compensation, General Liability, or Employer's Liability do not provide sufficient limits of insurance to fully protect your client's business, business assets and future. Because a primary policy can easily be exhausted, we provide up to $5,000,000 in excess capacity to single entities, groups and public entities nationwide.

Click on the image (left) to download the product information sheet.

Email completed applications to: submit@midman.com

For additional information, contact us at: 800.800.4007 | excessel@midman.com

Excess & Umbrella

Catastrophe is reality. This is why some clients require business liability protection over and above scheduled underlying coverages. Midlands offers a robust suite of Umbrella and Excess products for a broad range of commercial customers. From single location light hazard risks to large scale manufacturers, our responsive and experienced Underwriters can custom tailor an Umbrella/Excess policy for you.

Click the image (left) to download additional information.

Email completed ACORD to submit@midman.com

For additional information, contact us at: 800.800.4007 | marketing@midman.com

Excess Transportation

Your partner in all things transportation, let us help you navigate the wide range of products and services available to your client. We'll make it easier to decide how much excess liability insurance your client needs. Our underwriters solely deal with the transportation business which makes us distinctively qualified to offer excess liability and umbrella coverage for truckers and motor carriers.

Click on the image (left) to download the product information sheet.

Click here to download the application.

Email completed application, 3 year loss runs, fleet summary and radius of operation to: submit@midman.com

For additional information, contact us at:800.800.4007 | marketing@midman.com

 

Excess Workers' Compensation

A LEADER IN EXCESS WORKERS' COMPENSATION, MIDLANDS has demonstrated strength and stability for over 25 years. As the third largest and highest-performing Excess Workers' Comp provider in the nation, Agents, Brokers, and Insureds can be assured that their chosen partner in the employee injury benefits space has the long-term ability to be there.

Click the image(s) to download additional information (left).

Who's Your Underwriter? Click on the maps below:

Excess WC Applications

Supplemental Application

Employee Concentration Form

For additional information, contact us at: 800.800.4007 | excessworkerscomp@midman.com

Farm & Ranch

MIDLANDS HAS PARTNERED WITH ACE FARM & RANCH to offer coverage for a variety of farming operations including livestock, equine, hog, sheep and other animal exposures.

Click on the image (left) to download the product information sheet.

To download the applications, click here.

Email completed applications to: submit@midman.com

For additional information, contact us at:800.800.4007 | marketing@midman.com

Garage Liability

SUCCESS IN THIS MARKET IS ALL ABOUT PARTNERING WITH THE RIGHT BROKER. Your preferred partner for Garage Liability, Garage Keepers and/or Dealer's Open Lot is MIDLANDS where you have direct access to a skilled and responsive underwriting team with decades of combined experience. Partner with us for expert assistance tailoring coverages for your client's unique risk.

Browse products by clicking the arrows (left). Click the image to download product information.

Click below to download applications:

Email completed applications to: submit@midman.com

For additional information, contact us at: 800.800.4007 | garage@midman.com

General Liability

MIDLANDS IS YOUR CLIENTS’ FIRST LINE OF DEFENSE. Whether a sole proprietorship or a large corporation MIDLANDS GL offers coverage and services that will exceed your clients’ expectations every time.  The reality is two-fold, (1) accidents/mistakes will happen and (2) your clients are liable.  Protect your clients’ critical assets with this General Liability policy.

Browse MIDLANDS General Liability products left.

Email completed applications to: submit@midman.com

For additional information, contact us at: 800.800.4007 | marketing@midman.com

High Net Worth

PREMIER COVERAGE FOR YOUR MOST DISTINGUISHED CLIENTS, MIDLANDS High Net Worth programs are designed for the unique needs of the affluent, because, with more wealth comes more risk.

Browse high net worth programs by clicking the arrows (left). Download the product information sheets by clicking on the image.

Email completed applications to: submit@midman.com

For additional information, contact us at 800.800.4007 | marketing@midman.com

Hospitality

WHEN YOU CHOOSE MIDLANDS you choose the vital insurance protection that your Hospitality clients need. You choose insurance crafted for the very specific risks of each of the Restaurant, Fine Dining, Nightclub/Bar/Tavern and Hotel/Motel industries. You choose insurance with customizable coverage options, claims reliability and broad coverage. You choose competitive rates for your clients and competitive commissions for you. Rely on our team of underwriters with decades of combined experience to secure the coverage your hospitality clients need.

Browse hospitality risks by clicking the arrows (left). Download the product information sheets by clicking on the image.

Click below to download applications

Email completed applications to: submit@midman.com

For additional information, contact us at 800.800.4007 | marketing@midman.com

Inland Marine

Protecting goods in transit, including but not limited to property bring transported, computer equipment and data, fine artwork, medical/scientific equipment and vending machines, this inland marine product addresses the needs of many. Our expert inland marine underwriters will assist you in customizing coverage to your client's exact needs. We understand the myriad of potential loss events shippers and motor carriers face when with their people and equipment in transit.

Click the image (left) to download the product information sheets.

Click below to download the applications:

Email completed applications to: submit@midman.com

For additional information, contact us at: 800.800.4007 | marketing@midman.com

Liquor Liability

AN ESTABLISHMENT THAT SELLS, serves or assists in the purchase of liquor opens its doors for a liability claim as a consequence of someone getting drunk to the extent that injuries or property damage are the result. When someone is injured or property is damaged, almost all states allow claims against the alcohol server. Further, General Liability policies typically do not cover liquor liability claims. Ensure that things go right, when things go wrong, with Midlands.

Click on the image (left), to download the product information sheet.

For additional information, contact us at:800.800.4007 | marketing@midman.com

Non-Emergency Medical/Paratransit

FOR SPECIALIZED TRANSPORTATION services, MIDLANDS offers comprehensive automobile liability and physical damage, general liability and property coverage, packaged or mono-line.

Click on the image, left, to download the product information sheet.

Click here to download application and supplemental.

Submission Requirements:

  • Completed and signed application
  • 5 year loss runs
  • List of vehicles
  • List of drivers

Email completed applications to: submit@midman.com

For additional information, contact us at:800.800.4007 | marketing@midman.com

Occupational Accident

MIDLANDS OFFERS OCCUPATIONAL ACCIDENT INSURANCE to help protect the insured and their employees/contractors. With more than 35 years of combined experience among our underwriters, we have the ability to assist in the design of a program to meet the needs of the Motor Carrier and their Independent Contractors or Owner/Operators. Our expertise allows for the ability to tie an Occ. Acc. Program to a Motor Carrier’s Workers’ Compensation Program to offer seamless coverage. It is easy to see why MIDLANDS is the Number One Choice in Occupational Accident for Truckers and Couriers!

Click on the image to download the product information sheet.

To download the applications, click below:

Email completed applications to: icoa@midman.com

For additional information, contact us at: 800.800.4007 | icoa@midman.com

Oil & Gas

IN AN INDUSTRY AS VOLATILE and evolving as oil and gas, you need an insurance broker with the experience and expertise required to place unique risks.As an industry leader we provide customized solutions that include superior service - for the agent and the insured. MIDLANDS programs offer the coverage your clients need at competitive prices that only MIDLANDS has the market presence to deliver.

Click the image (left) to download the product information sheet.

Download Application

Email completed forms and applications to: submit@midman.com

For additional information, contact us at: 800.800.4007 | marketing@midman.com

Personal Lines

PARTNER WITH MIDLANDS to bring comprehensive coverage from the world's leading insurers to protect your clients' most valued assets and personal possessions. Our extensive knowledge of the industry affords us the ability to respond to a broad spectrum of risks. Place your next personal lines risk with MIDLANDS to find out why we're an industry leader and a favorite among agents.

Browse MIDLANDS personal lines portfolio by clicking on the numbers and images (left).

To log in to the Oklahoma Homeowners (ARI) website, click here.

Email completed applications to: submit@midman.com.

For additional information, contact us at 800.800.4007 | marketing@midman.com.

Pollution Liability

MORE THAN JUST JOBSITE COVERAGE, MIDLANDS provides contractors comprehensive protection for their pollution exposures. There are significant gaps in the contractors' general liability policy regarding environmental exposures. Protect your clients against pollution losses with a single policy at an affordable price - place those risks with MIDLANDS.

Click the image to download additional information.

To download the applications, click here.

Email completed applications to: submit@midman.com

For additional information, contact us at: 800.800.4007 | marketing@midman.com

Primary Workers' Compensation

ACCIDENTS CAN HAPPEN ON THE JOB - even at the safest workplace. Your client needs comprehensive workers' compensation coverage to protect their greatest assets - their people and their business. Our dedicated underwriting team has the expertise and experience to deliver the right workers' compensation coverage for a competitive rate for small to medium-sized risks.

Click the images (left) to download product information.

Email completed applications/supplementals/forms to: submit@midman.com

For additional information, contact us at: 800.800.4007 | primaryworkerscomp@midman.com

Professional Liability

OUR PROFESSIONAL LIABILITY PROGRAMS MEET THE UNIQUE NEEDS of a wide range of industries and their professionals to help protect against legal action from clients and other third parties. With MIDLANDS Professional Liability coverage, your clients will be able to focus on doing their jobs to the best of their abilities without worry.

Browse products by clicking arrows (left). Click the images to download product information

Click below to download applications:

Email completed applications to: submit@midman.com

For additional information, contact us at: 800.800.4007 | marketing@midman.com

Public Entity

PUBLIC ENTITIES FACE COMPLEX RISKS, exposures and employee benefit needs that are significantly different than those faced by private companies.  Experts in government insurance, MIDLANDS specializes in the ever-evolving public entity insurance sector, so you don’t have to.   For innovative coverage solutions, industry-best risk management and claims services, tailored to meet each client’s specific needs, MIDLANDS is the clear choice.

For more information about our Public Entity Product, click on the image (left) to download.

Public Entity Application

For more information, contact: publicentity@midman.com or call 800.800.4007

Special Events

FORCES BEYOND CONTROL can undo months of careful planning, marketing and coordination in a minute. When your clients need to be covered for the unpredictable, partner with MIDLANDS to ensure that things will go right, when things go wrong. One of the country's leading entertainment and special event insurance brokers, MIDLANDS, has unprecedented access to a number of liability insurance programs, extensive industry expertise, leading claims resolution and service and outstanding risk management solutions.

Browse coverages (left), click the images to view product details.

Download the applications here:

Email completed applications to: submit@midman.com

For additional information, contact us at: 800.800.4007 | marketing@midman.com

Technology E&O

HUMANS ARE IMPERFECT, and liability damages may cost hundreds of thousands of dollars. This Tech E&O policy will pay defense costs and judgments that come from claims of wrongful acts, missed deadlines, errors or omissions or failure of technology products or services to perform as intended. This specialized program for technology companies is your client's safety net against allegations - whether warranted or not - defamation, and possible bankruptcy.

Click on the image (left) to download the product information sheet.

To download the applications, click here.

Email completed applications to: submit@midman.com

For additional information, contact us at 800.800.4007 | marketing@midman.com

Texas Non-Subscriber

EXPAND YOUR AGENCY'S EMPLOYEE BENEFITS PORTFOLIO to increase returns and client satisfaction. The benefits of Texas Non-Subscription for your client include lower premiums, more manageable medical costs and claims, increased safety benefits and elimination of fraudulent claims. Comprehensive and cost-effective, this program includes an ERISA plan, industry-leading claims services, aggressive cost control strategies and a medical provider network.

Click here for information about our free TX Non-Sub CE class. We'll come to you!

Click the image (left) to download product information.

Click below for application and supplemental:

Email completed applications to txnsfirstchoice@midman.com.

Email Deborah Reichert to report a claim or request loss runs.

For additional information, contact us at: 800.800.4007 | tx_nonsubscriber@midman.com

Transportation

A HIGH DEGREE OF INDUSTRY EXPERTISE IS THE MIDLANDS DIFFERENCE. Your partner in all things transportation, let us help you navigate the wide range of products and services available to your client. From tractor-trailers to pickups, your clients need to feel comfortable that their vehicles, drivers and goods are protected. Turn to MIDLANDS for peace of mind.

Click below to download the applications:

Submissions requirements:

  • 5 or less power units - MIDLANDS Quick Quote Supplemental
  • 10+ power units - MIDLANDS Trucking Supplemental
  • 5 years of verified loss runs valued within 90 days
  • Complete vehicle schedule
  • Current drivers list
  • MVR's on ALL Drivers (can quote subject to)
  • Targeted premiums

Email completed applications to: submit@midman.com

For additional information, contact us at:800.800.4007 | marketing@midman.com

*Available only in Oklahoma, Texas & Arkansas. 

 

Valet

MILLIONS OF DOLLARS WORTH of automobiles and personal belongings are handled by some valet/parking services daily. It is vital that your valet/parking clients receive the exact coverage that they need. The garage program addresses the very specific coverage needs of a parking service. Partner with us for expert assistance tailoring coverages for the, complex needs of your client's unique risk.

To download the applications and forms, click here.

Please email completed forms and applications to: submit@midman.com

For additional information, please contact us at:800.800.4007 | marketing@midman.com